:root{--apc-blue:#0057B8;--apc-navy:#002B5C;--apc-white:#FFF;--apc-near-black:#1A1C1E;--apc-font-head:'Oswald',sans-serif;--apc-font-body:'Roboto',sans-serif;--apc-max-w:1200px;--apc-transition:0.25s ease}.apc-hiw{background:#F2F4F7;padding:80px 24px;width:100%}.apc-hiw__header{max-width:var(--apc-max-w);margin:0 auto 60px;text-align:center}.apc-hiw__eyebrow{display:inline-block;font-family:var(--apc-font-head);font-size:0.72rem;font-weight:600;letter-spacing:0.18em;text-transform:uppercase;color:var(--apc-blue);margin-bottom:10px}.apc-hiw__heading{font-family:var(--apc-font-head);font-size:clamp(2rem,5vw,3rem);font-weight:700;color:var(--apc-navy);letter-spacing:0.02em;text-transform:uppercase;line-height:1.05;margin-bottom:14px}.apc-hiw__sub{font-family:var(--apc-font-body);font-size:0.95rem;color:#5A6470;max-width:480px;margin:0 auto;line-height:1.65}.apc-hiw__steps{max-width:var(--apc-max-w);margin:0 auto 52px;display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative}.apc-hiw__line{position:absolute;top:28px;left:calc(12.5%);right:calc(12.5%);height:1.5px;background:linear-gradient(to right,rgba(0,87,184,0.15),rgba(0,87,184,0.4) 50%,rgba(0,87,184,0.15));z-index:0}.apc-hiw__step{display:flex;flex-direction:column;align-items:center;text-align:center;padding:0 20px;position:relative;z-index:1}.apc-hiw__num{width:56px;height:56px;background:var(--apc-white);border:2px solid rgba(0,87,184,0.2);border-radius:14px;display:flex;align-items:center;justify-content:center;font-family:var(--apc-font-head);font-size:1.1rem;font-weight:700;color:var(--apc-blue);letter-spacing:0.04em;margin-bottom:22px;flex-shrink:0;box-shadow:0 2px 12px rgba(0,43,92,0.08);transition:background var(--apc-transition),color var(--apc-transition),border-color var(--apc-transition),box-shadow var(--apc-transition)}.apc-hiw__step:hover .apc-hiw__num{background:var(--apc-blue);color:var(--apc-white);border-color:var(--apc-blue);box-shadow:0 6px 20px rgba(0,87,184,0.3)}.apc-hiw__step-title{font-family:var(--apc-font-head);font-size:1.05rem;font-weight:600;color:var(--apc-navy);letter-spacing:0.02em;margin-bottom:10px;line-height:1.2}.apc-hiw__step-desc{font-family:var(--apc-font-body);font-size:0.875rem;color:#5A6470;line-height:1.7;max-width:240px;margin:0 auto}.apc-hiw__cta{text-align:center;display:flex;flex-direction:column;align-items:center;gap:14px}.apc-hiw__cta-btn{display:inline-flex;align-items:center;gap:9px;background:var(--apc-blue);color:var(--apc-white);font-family:var(--apc-font-head);font-size:0.92rem;font-weight:600;letter-spacing:0.06em;text-transform:uppercase;text-decoration:none;padding:15px 32px;border-radius:8px;box-shadow:0 4px 18px rgba(0,87,184,0.3);transition:background var(--apc-transition),transform var(--apc-transition),box-shadow var(--apc-transition)}.apc-hiw__cta-btn:hover{background:#0046A0;transform:translateY(-2px);box-shadow:0 8px 28px rgba(0,87,184,0.4)}.apc-hiw__cta-btn svg{transition:transform var(--apc-transition)}.apc-hiw__cta-btn:hover svg{transform:translateX(3px)}.apc-hiw__cta-sub-link{font-family:var(--apc-font-body);font-size:0.85rem;font-weight:600;color:var(--apc-blue);text-decoration:none;transition:color var(--apc-transition)}.apc-hiw__cta-sub-link:hover{color:var(--apc-navy)}@media (max-width:860px){.apc-hiw__steps{grid-template-columns:repeat(2,1fr);gap:40px 0}.apc-hiw__line{display:none}.apc-hiw__step:nth-child(1)::after,.apc-hiw__step:nth-child(2)::after{content:'';position:absolute;bottom:-22px;left:50%;transform:translateX(-50%);width:1.5px;height:22px;background:rgba(0,87,184,0.2)}}@media (max-width:520px){.apc-hiw{padding:56px 16px}.apc-hiw__steps{grid-template-columns:1fr;gap:36px}.apc-hiw__step{padding:0}.apc-hiw__step:nth-child(1)::after,.apc-hiw__step:nth-child(2)::after{display:none}.apc-hiw__step{flex-direction:row;align-items:flex-start;text-align:left;gap:18px}.apc-hiw__num{margin-bottom:0;flex-shrink:0}.apc-hiw__step-desc{max-width:100%;margin:0}.apc-hiw__cta-btn{width:100%;justify-content:center}}